Increase your margins without cutting corners
We help businesses unlock hidden savings and deliver more value to their teams—without disrupting what’s already working.
We reduce costs, improve margins, and create more value for your business and your people.
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Most Businesses Are Overpaying Without Realizing It
Between fragmented benefits usage, high or low engagement, and inefficient care pathways, most companies are leaving significant value on the table.
In many cases, 20%+ of claims activity can be redirected away from traditional benefits systems, reducing cost pressure and improving overall efficiency.
The Result: rising premiums don’t hit as hard—and margins quietly improve.
A Smarter, Stress-Free Layer on Top of Your Existing Benefits Strategy
Curovia Group is a preventive care and cost optimization program designed to work alongside your existing employee benefits structure—not replace it.
It improves how your current system is used, reducing waste and increasing overall value.
No disruption. No restructuring. Just supplementing what you already have while putting money back in your pocket.
Designed to Improve Financial Efficiency
See How Much You Could Be Saving
Get a quick breakdown of potential cost reductions in your business.
A Unified Preventative Care & Employee Support Platform
These comprehensive services are designed to improve access to care while reducing overall healthcare costs—delivering meaningful value for both your employees and your business.
[01]
Urgent Care
Emergencies are inconvenient. Getting help shouldn't be.
Experience 80% faster expert medical care. Save up to 100 minutes with virtual urgent care visits.
- Care is available 24/7/365
- Rapid, same-day appointments - 94% of visits occur in less than 20 minutes
- Ability to schedule appointments for your convenience
- Exclusive provider network trained to provide the quality care you deserve
- In-person care referrals when needed
[02]
Primary Care
Making exceptional primary care accessible wherever you are.
Experience healthcare unique to you. With expert guidance and personalized care plans.
- Same-day appointments available in many cases, with scheduling that’s simple and built around your time
- See the same provider regularly and receive care tailored to your long-term health goals—not just one-off visits
- Services available for individuals and children ages 2+, making it a reliable solution for families
- Easily access lab orders through your member portal and visit the lab of your choice—no unnecessary friction
- All appointments are confidential, fully protected, and designed to be seamless from booking to follow-up
[03]
Pharmacy
Filling prescriptions can be a hassle. We've made it fast & easy.
More than 1/3 of Americans (37%) say they haven't filed a prescription for medication because of its cost.
- Access over 1,000 of the most commonly prescribed generic medications and formulations, all included at no cost
- Prescriptions are delivered to your door within 3–5 business days in discreet, unmarked packaging, with the option to bundle multiple medications
- If you’re already taking a medication on the approved list, you can easily transfer your prescription to the mail-order pharmacy and continue treatment at no charge
- Urgent prescriptions can be picked up at 70,000+ pharmacies nationwide, with 70+ medications available at no added cost
- Get quick, reliable answers to any medication-related questions with access to pharmacist consultations whenever you need support
[04]
Mental & Behavioral Health
Asking for help can be scary. Our expert mental health care isn't.
Discover mental healthcare tailored to you. With expert guidance and personalized mental wellness plans.
- 24/7 Support (ages 12+) with a master's level clinician
- Thorough needs assessment
- Streamlined session scheduling for mental health coaching and counseling
- Rapid appointments for urgent needs
- Your mental health is personal, and your care remains completely confidential
[05]
Weight Health
Personalized weight health support, designed for lasting results.
Achieve your weight health goals with expert support every step of the way.
- Personalized coaching sessions with a health coach to keep you motivated, focused and moving forward
- Access to robust digital resources powered by FitOn PRO, the leading fitness and meal planning platform
- Provider-prescribed weight loss medications for eligible members at reduced pricing
- Free home delivery of essential weight health medications, saving you a visit to the pharmacy
It's Not About Adding More Benefits...
It’s about reducing spend inefficiencies while unlocking more value for your team.
Most businesses are overspending on employee benefits, with a significant amount of that spend not being used effectively.
We fix that layer.
What Our Clients Say!
Working with Curovia Group has helped us uncover savings we didn’t even realize we were missing. The transition was smooth, and our employees appreciate the easy access to healthcare services.
John
We wanted a solution that improved employee support without replacing our current benefits plan. This program fit perfectly and helped us reduce unnecessary healthcare costs.
Michael
The virtual urgent care service has been a huge benefit for our team. Employees can quickly access medical support without wasting hours waiting for appointments.
Sharon
What impressed us most was how simple everything was to implement. No disruption, no complicated setup—just immediate value and measurable savings.
Jack
Our employees love the pharmacy delivery service and mental health support options. It’s made healthcare access much more convenient and stress-free.
Carolle
- Walkthrough of the program and how it works
- Identify where savings and efficiencies exist
Frequently asked questions
Still have questions?
Our team is available to discuss your needs and provide clarity on how we can support your business.
What is the program?
Our supplemental wellness benefits program combines a Self-Insured Medical Reimbursement Plan (SIMRP), a Section 125 Cafeteria Plan, and a Wellness Plan into one integrated solution. It works alongside your existing health insurance coverage — it does not replace it.
What does the employer gain from the program?
Employers typically save an average of $640 per W-2 employee annually in payroll taxes, with savings realized incrementally each pay period throughout the year. In addition, employers often reduce healthcare-related costs over time through claims redirection strategies that average 15–30%.
What are the benefits for employees?
Employees keep their existing salary and core benefits while gaining access to additional wellness benefits. On average, participating employees see approximately $1,200 per year in increased take-home pay, along with benefits such as virtual doctor access, prescription savings, mental health support, and a comprehensive fitness platform.
Do employees have to do anything to participate?
Very little. Participation is voluntary, and employees may opt out at any time. Employees who participate are simply required to complete one qualifying wellness activity per year. Eligible activities are reviewed during the discovery call.
What size companies can implement the program?
The program is designed for businesses of all sizes — from small businesses with 10 employees to organizations with more than 10,000 employees. The minimum requirement is 10 W-2 employees, and there is no maximum company size.
How quickly do savings begin?
Employers who enrol in the program typically begin seeing savings as early as the following payroll cycle.
How much time is required from HR or payroll teams?
Implementation typically requires approximately 3–5 total hours for setup. Once active, the program is administered through your existing payroll provider with minimal ongoing involvement.